123 Ruby Lake, Winter Haven, FL 33884 (MLS# F10549163)

123 Ruby Lake, Winter Haven, FL 33884

$297,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,919 Status: Active
Current Price: $297,000 List Date: 1/29/2026 Last Modified: 3/03/2026

Description

UNAPPROVED SHORT SALE. THIS BEAUTIFUL HOME IS A 3 BEDROOM TWO BATH HOME WITH AN OFFICE. CAN BE USED AS A 4TH BEDROOM. LARGE OVERSIZED LOT IN A GATED COMMUNITY.

More Information MLS# F10549163

Contract Information

Comp Sale YN: No Listing Contract Date: 2026-01-29 Status: Active Original List Price: 289900 List Price: $297,000 Current Price: $297,000

Location and Legal

County Or Parish: Polk County Parish Name: Polk City Name: Winter Haven Postal Zip: 33884 Geographic Area: Other Country: United States Street Number: 123 Street Name: Ruby Street Suffix: Lake State Or Province: FL Postal Code: 33884 Subdivision Name: RUBY LAKE PHASE 1 Area: 5940 - Other Florida County

General Property Information

Living Area Main: 1919 Gated Community YN: Yes Senior Community YN: No Outdoor Living Spaces YN: Yes Stories Total: 1 Fireplace YN: Yes Pool Private YN: No Guest House YN: No Property Sub Type: Single Family Residence Bedrooms Total: 3 Bathrooms Total: 2 Bathrooms Full: 2 Year Built: 2000 Garage YN: 1 Garage Spaces: 2 Covered Spaces: 2 Direction Faces: West

Financial Information

Membership Fee Required YN: No Association YN: 1 Association Fee: 850 Association Fee Frequency: Annually Tax Annual Amount: 5854 Tax Year: 2025 Tax Legal Description: ruby lake phase 1 pb 105 pgs 19 & 20 lot 25

Office/Member Information

DXORIGMLSID: FLL

Amenities

Sidewalks: 1

Entry Information

Entry Level: 1 Entry Location: First Floor Entry,Pantry,Walk-In Closets

Flooring

Ceramic Tile: 1 Vinyl: 1 Wood: 1

Parking Features

Driveway: 1

Property Condition

Resale: 1

Short Sale Details

Lender Approval: Approved Short Sale Addendum: Yes

Special Listing Conditions

Short Sale: 1

Co-Ownership

Property Management YN: No

Possession

Negotiable: 1

Heating

Central: 1 Electric: 1

Appliances

Dishwasher: 1 Dryer: 1 Electric Range: 1 Gas Range: 1 Oven: 1 Refrigerator: 1 Washer: 1 Water Heater: 1 Water Purifier: 1 Water Softener: 1

Construction Materials

Block: 1

Interior Features

Pantry: 1 Walk-In Closet(s): 1

Levels

One: 1

Listing Terms

Cash: 1 Conventional: 1 FHA-VA Approved: 1

Road Frontage Type

Private Road: 1

Roof

Composition: 1 Shingle: 1

Water Source

Public: 1

Cooling

Central Air: 1 Electric: 1

Association Type

Homeowner Association: 1

Showing Requirements

24 Hour Notice: 1 Appointment Only: 1 See Remarks: 1

Main Level Rooms

Main Level Bathrooms: 2 Main Level Bedrooms: 3

Master Bedroom/Bath

Bedroom On Entry Level: 1

Restrictions

No Restrictions: 1 Other Restrictions: 1

Tax Information

Homestead Exemption: 1

Outdoor Living Spaces

Balcony: 1 Patio: 1 Porch: 1

Porch Details

Porch - Screened: 1

Room Types

Den: 1

Price Calculations

Current Price To SqFt: 154.77

Acreage Description

1/4 To Less Than 1/2 Acre Lot: 1

Status Change Information

Major Change Timestamp: 2026-03-03T17:44:24Z Major Change Type: Price Change Price Change Timestamp: 2026-03-03T17:44:24Z Status Change Date: 2026-03-03

Originating Details

Originating System Key: 609468989 Originating System ID: M00000170

Property Features

Flooring: Ceramic Tile; Vinyl; Wood Parking Features: Driveway Property Condition: Resale Special Listing Conditions: Short Sale Appliances: Dishwasher; Dryer; Electric Range; Gas Range; Oven; Refrigerator; Washer; Water Heater; Water Purifier; Water Softener Construction Materials: Block Cooling: Central Air; Electric Association Type: Homeowner Association Heating: Central; Electric Interior Features: Pantry; Walk-In Closet(s) Levels: One Listing Terms: Cash; Conventional; FHA-VA Approved Possession: Negotiable Restrictions: No Restrictions; Other Restrictions Road Frontage Type: Private Road Roof: Composition; Shingle Tax Information: Homestead Exemption Water Source: Public Showing Requirements: 24 Hour Notice; Appointment Only; See Remarks Outdoor Living Spaces: Balcony; Patio; Porch Porch Details: Porch - Screened Room Types: Den Acreage Description: 1/4 To Less Than 1/2 Acre Lot

Room Information

Den
Listing Office: Signature Realty Group
IDX
Last Updated: March - 03 - 2026
This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. Copyright 2026 Beaches Multiple Listing Service, Inc. All rights reserved. Information Not Guaranteed and Must Be Confirmed by End User. Site contains live data.

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