, Panama City, FL 32408 (MLS# A12109539)

Panama City, FL 32408

$650,000

Duplex property featuring light blue siding, white trim, contrasting teal entry doors, and black window shutters

Virtual Tour

https://www.propertypanorama.com/instaview/mia/A12109539

Wood-finish flooring throughout, ceiling fan with integrated lighting, and neutral wall tones

Open-concept living space with wood-finish flooring, vaulted ceilings, and a ceiling fan

Recessed lighting, ceiling fan with integrated light, wood-finish flooring, window with blinds, and built-in media console

Vaulted ceiling with an attached ceiling fan, wood-finish flooring, and white window blinds

Vaulted ceilings, wood-finish flooring, and a modern ceiling fan with integrated lighting

Kitchen featuring stainless steel appliances, wood-finish flooring, white cabinetry, a breakfast bar, and recessed lighting

Kitchen featuring white cabinetry, dark countertops, a built-in breakfast bar, and wood-finish flooring

Kitchen featuring white cabinetry, wood-finish flooring, and built-in stainless steel appliances

Wood-finish flooring throughout, complemented by a contemporary ceiling fan with integrated lighting

U-shaped kitchen featuring white cabinetry, wood-finish flooring, stainless steel appliances, and brown countertops

Kitchen featuring white cabinetry, black appliances, brown countertops, and wood-finish flooring

Wood-finish flooring throughout, ceiling fan with integrated lighting, window with blinds, and painted walls

Wood-finish flooring, ceiling fan with integrated lighting, and a sliding glass door leading to the outdoor space

Ceiling fan with integrated lighting, wood-finish flooring, and a built-in closet with shelving

Wood-finish flooring, ceiling fan with integrated lighting, window with blinds, and painted walls

Wood-finish flooring, ceiling fan with integrated lighting, window with blinds, wall-mounted television, and a white bed frame

White vanity with integrated sink, chrome-finish faucet, and brushed nickel light fixture

White vanity with a single basin sink, silver-finish faucet, and a wall-mounted mirror

Window with horizontal blinds, white vanity with integrated sink, toilet, tub/shower combination, and wood-finish flooring

Integrated shower and bathtub combination with a chrome shower head and bath fixtures, adjacent to a white toilet with a matching tank and lid, set on wood-finish flooring

Laundry area with wood-finish flooring, white built-in shelving, and a single window

Covered patio space featuring a concrete slab and direct access to a fenced yard with established palm trees

Patio featuring an overhead covering, concrete flooring, and a fenced perimeter

Property Type: Residential Income Square Footage: 1,620 Status: Active

Current Price: $650,000 List Date: 10/20/2026 Last Modified: 10/20/2026

Overview

Description

SELLER WILL PAY ALL CLOSING COSTS AND BUY DOWN THE CURRENT INTEREST RATE AND GIVE MONEY FOR ANY REPAIRS. Beachside duplex with two separate 2-bedroom, 1-bath residences, approximately 772 square feet each (1,544 total). Originally built in 1999. Prior 2026 listing describes remodeled interiors, luxury vinyl plank flooring, vaulted ceilings, newer metal roof, furnishings and laundry facilities in both units. Short-term rental use was advertised; independently verify licensing, zoning and rental restrictions. Previous marketing indicated unit 5711 leased through September 1, 2026; verify present occupancy. Located near Thomas Drive and Gulf beaches. Historical asking price $589,000 when withdrawn August 2026; no current list price verified.

Listing Details MLS# A12109539

General Property Information

Property Sub Type: Duplex
Building Area Main: 1620
Living Area Main: 810
Adjusted Area Main: 810
Year Built: 1999
Parking Total: 2
Stories Total: Yes
Pool Private YN: No

Property Features

Documents Available: Other Available Information Exterior Features: Other Flooring: Wood Property Condition: Resale Structure Type: Duplex Construction Materials: Other Cooling: Central Air Heating: Central; Separate Meters Listing Terms: Cash; Cryptocurrency; FHA; VA Loan Possession: Close Of Escrow; Negotiable Roof: Other Tax Information: Tax Reflects No Exemptions Utilities: Cable Not Available; Sewer Available Water Source: Other Showing Requirements: 24 Hour Notice; Call Listing Agent

Contract Information

Comp Sale YN: No
Original List Price: 650000

Location and Legal

County Or Parish: Bay
County Parish Name: Bay
City Name: Panama City
State Or Province: FL
Postal Code: 32408
Postal Zip: 32408
Subdivision Name: BILTMORE BEACH
Geographic Area: Other
Zoning: 08 / MULTI UNIT

Financial Information

Tax Annual Amount: 5178
Tax Year: 2025
Tax Legal Description: BILTMORE BEACH LOT 4 BLK L ORB 4572 P 1353

Status Change Information

Major Change Timestamp: 2026-10-20T04:00:00Z
Major Change Type: New Listing
Status Change Date: 2026-10-20

More Information

Price Calculations

Current Price To SqFt: 802.46

Section Details

Parcel Number MLX: 3186

Originating Details

Originating System Key: 567764625
Originating System ID: M00000151

Listing Office: Premier Elite Realty Inc.

Last Updated: October - 20 - 2026

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